| 贷款利率速算表（2006年8月19日调息） |
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|
住房利率（基准利率下浮15%） |
等额本息 |
等额本金 |
基准利率 |
等额本息 |
等额本金 |
| 贷款年限 |
期数 |
年利率% |
月利率% |
月换款额 |
月还款额 |
年利率% |
月利率% |
月换款额 |
月还款额 |
| 1 |
12 |
5.4315 |
4.526 |
858.05 |
878.59 |
6.39 |
5.325 |
862.46 |
886.58 |
| 2 |
24 |
5.5845 |
4.654 |
463.34 |
463.21 |
6.57 |
5.475 |
445.78 |
474.42 |
| 3 |
36 |
5.5845 |
4.654 |
302.34 |
324.32 |
6.57 |
5.475 |
306.81 |
332.53 |
| 4 |
48 |
5.7375 |
4.781 |
233.65 |
256.14 |
6.75 |
5.625 |
238.3 |
264.58 |
| 5 |
60 |
5.7375 |
4.781 |
192.11 |
214.48 |
6.75 |
5.925 |
196.83 |
222.92 |
| 6 |
72 |
6.0435 |
5.036 |
165.93 |
189.25 |
7.11 |
5.925 |
171.02 |
198.14 |
| 7 |
84 |
6.0435 |
5.036 |
146.29 |
169.41 |
7.11 |
5.925 |
151.47 |
178.3 |
| 8 |
96 |
6.0435 |
5.036 |
131.62 |
154.53 |
7.11 |
5.925 |
136.89 |
163.42 |
| 9 |
108 |
6.0435 |
5.036 |
120.27 |
142.95 |
7.11 |
5.925 |
125.62 |
151.84 |
| 10 |
120 |
6.0435 |
5.036 |
111.24 |
133.69 |
7.11 |
5.925 |
116.68 |
142.58 |
| 11 |
132 |
6.0435 |
5.036 |
103.89 |
126.12 |
7.11 |
5.925 |
109.42 |
135.01 |
| 12 |
144 |
6.0435 |
5.036 |
97.81 |
119.8 |
7.11 |
5.925 |
103.42 |
128.69 |
| 13 |
156 |
6.0435 |
5.036 |
92.7 |
114.46 |
7.11 |
5.925 |
98.4 |
123.35 |
| 14 |
168 |
6.0435 |
5.036 |
88.35 |
109.88 |
7.11 |
5.925 |
94.15 |
118.77 |
| 15 |
180 |
6.0435 |
5.036 |
84.62 |
105.92 |
7.11 |
5.925 |
90.5 |
114.81 |
| 16 |
192 |
6.0435 |
5.036 |
81.38 |
102.44 |
7.11 |
5.925 |
87.35 |
111.33 |
| 17 |
204 |
6.0435 |
5.036 |
78.55 |
99.38 |
7.11 |
5.925 |
84.6 |
108.27 |
| 18 |
216 |
6.0435 |
5.036 |
76.06 |
96.66 |
7.11 |
5.925 |
82.19 |
105.55 |
| 19 |
228 |
6.0435 |
5.036 |
73.85 |
94.22 |
7.11 |
5.925 |
80.07 |
103.11 |
| 20 |
240 |
6.0435 |
5.036 |
71.89 |
92.03 |
7.11 |
5.925 |
78.19 |
100.92 |
| 21 |
252 |
6.0435 |
5.036 |
70.14 |
90.04 |
7.11 |
5.925 |
76.52 |
68.93 |
| 22 |
264 |
6.0435 |
5.036 |
68.56 |
88.24 |
7.11 |
5.925 |
75.02 |
97.13 |
| 23 |
276 |
6.0435 |
5.036 |
67.14 |
86.59 |
7.11 |
5.925 |
73.68 |
95.48 |
| 24 |
288 |
6.0435 |
5.036 |
65.86 |
85.08 |
7.11 |
5.925 |
72.47 |
93.97 |
| 25 |
300 |
6.0435 |
5.036 |
64.69 |
83.69 |
7.11 |
5.925 |
71.38 |
92.58 |
| 26 |
312 |
6.0435 |
5.036 |
63.63 |
82.41 |
7.11 |
5.925 |
70.39 |
91.3 |
| 27 |
324 |
6.0435 |
5.036 |
62.67 |
81.22 |
7.11 |
5.925 |
69.5 |
90.11 |
| 28 |
336 |
6.0435 |
5.036 |
61.79 |
80.12 |
7.11 |
5.925 |
68.69 |
89.01 |
| 29 |
348 |
6.0435 |
5.036 |
60.98 |
79.1 |
7.11 |
5.925 |
67.95 |
87.99 |
| 30 |
360 |
6.0435 |
5.036 |
60.23 |
78.14 |
7.11 |
5.925 |
67.37 |
87.03 |
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| 汽车、房抵押贷款利率速算表 |
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|
汽车利率（基准利率下浮10%） |
等额本息 |
等额本金 |
基准利率下浮5% |
等额本息 |
等额本金 |
| 贷款年限 |
期数 |
年利率% |
月利率%? |
月还款额 |
月还款额 |
年利率% |
月利率% |
月还款额 |
月还款额 |
| 1 |
12 |
5.751 |
4.793 |
859.52 |
881.25 |
6.0705 |
5.059 |
869.99 |
883.92 |
| 2 |
24 |
5.913 |
4.928 |
442.82 |
465.95 |
6.2415 |
5.201 |
444.29 |
468.68 |
| 3 |
36 |
5.913 |
4.928 |
303.83 |
327.06 |
6.2415 |
5.201 |
305.31 |
329.79 |
| 4 |
48 |
6.075 |
5.063 |
235.2 |
258.96 |
6.4125 |
5.344 |
236.75 |
261.77 |
| 5 |
60 |
6.075 |
5.063 |
193.68 |
217.3 |
6.4125 |
5.344 |
195.25 |
220.11 |
| 10 |
120 |
6.399 |
5.333 |
113.04 |
136.66 |
6.7545 |
5.629 |
114.85 |
139.62 |
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